Now Recruiting · Nationwide

Join the Oak Harbor Finance Team

Help families protect their future and build a lasting legacy. From mortgage protection to term life, whole life, and universal life — we help families build the right coverage at the right price. And we need agents who care about doing the same.

Life Insurance

Specialization

Your Own Pace

Flexible Schedule

Nationwide

Open to All States

Apply to Join

Fill out the form and we'll be in touch.

First Name

Last Name

Phone Number

State

Licensed Agent?

Anything else you'd like us to know? (Optional)

We never sell or share your information.

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Application Received

Thanks for your interest! Russell will be in touch within 1–2 business days.

The Opportunity

Protect Families. Build a Legacy.

Every family deserves peace of mind — the confidence that their loved ones and their home are financially protected, no matter what. As an Oak Harbor Finance agent, you get to be the person who makes that happen.

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Meaningful, Impactful Work

You'll help families secure the financial protection they need — from mortgage protection to whole life and beyond. Every policy you write gives a family lasting peace of mind and a stronger future.

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Go at Your Own Pace

Whether you're looking for full-time income or a flexible side opportunity, you set your own schedule. There are no mandatory quotas — just the freedom to build your business the way you want.

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Training & Licensing Support

New to insurance? We'll walk you through the licensing process and provide the training you need to get started. We offer discounted training fees to help you hit the ground running without a heavy upfront cost.

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Be Your Own Boss

Earn commission on every policy you write, plus residual income from renewals. You run your own business, set your own hours, and your earning potential grows with the effort you put in.

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Become an Independent Agent

You won't be locked into a single carrier. As an independent agent, you'll have access to 15+ A-rated carriers — Transamerica, Lafayette Life, SBLI, Americo, Foresters, and more — so you can offer clients the best fit at the best price.

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Tools to Drive Your Growth

We provide the resources and support to help you fuel your performance and chart your own career path. From product training to ongoing guidance, you'll have what you need to reach your goals.

Getting Started

How Joining Works

We keep things simple. Here's what the process looks like.

Apply

Fill out the form above with your basic info. We'll review your application and get back to you within 1–2 business days.

Have a Conversation

We'll hop on a call to learn about your goals, answer your questions, and see if this is a good fit for both sides. No pressure — just an honest conversation.

Training

Get up to speed on our carriers, products, and process. We offer discounted training fees and go-at-your-own-pace learning so you can build confidence before you start writing policies.

Get Licensed (If Needed)

If you're not yet licensed in your state, we'll point you in the right direction and support you through the process. You'll go at your own pace — we'll be here to help along the way.

Start Helping Families

Once you're licensed and trained, you'll start connecting with families who need coverage — mortgage protection, term life, whole life, universal life. You'll have the products and the knowledge to help them find the right protection at the right price.

About Oak Harbor Finance

Built on Personal Service, Not Corporate Scripts

Oak Harbor Finance was founded by Russell Powers with a simple mission: help families protect their loved ones, their homes, and their financial future. We believe every family deserves access to clear, affordable coverage — and a trusted advisor who takes the time to explain their options.

From mortgage protection to term life, whole life, and universal life, we help families build the right coverage at the right price. We're growing — and looking for agents who share that same commitment to doing right by people.

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Licensed & Operating — Missouri License #3003556164

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15+ A-Rated Carriers — Independent, not captive

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Owner-Operated — You work directly with Russell, not a call center

What We Stand For

We believe in using business as a force for good — creating a more equitable future for families by making financial protection accessible, understandable, and affordable.

Honest conversations, not hard sells
Mortgage protection, term, whole, and universal life
Discounted training and go-at-your-own-pace licensing
Tools and support to drive your growth
Helping families build a lasting legacy